Types of Bank Accounts
By eddie on Dec 27, 2007 in Finance
From online bill pay and transferring funds to balancing a checkbook and paying with a debit card, there are so many bank accounts (cuentas bancarias) available to suit your individual needs. Each bank account focuses on the customer’s financial needs and has different features to fit these needs.
Open bank accounts no longer consist of just checking accounts and savings accounts. Many years ago, there was only a need for checking and savings account, however, today the need for customized accounts has grown. One of these customized options is online banking. With the growing popularity of the Internet, online banking has become very popular. It makes it simple for individuals to pay bills and manage their accounts online. Many banks offer programs that are completely paperless, meaning that they do all their banking online and receive all of their statements either via a website or email.
In addition to different bank options, there are also different credit cards (tarjetas de credito) available. One credit card that many companies offer is a free credit card (tarjeta de credito gratis). Free means that the credit card does not require an annual or monthly fee associated the card. Customers still have to pay a certain interest rate on the balance of the card.
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